HOW THE INVESTMENT CONSULTING PROCESS WORKS
Our disciplined process is designed to help guide you throughout your investing lifetime. As an investor, you want to make sure your entire team is committed to achieving your goals. We coordinate your team of investment professionals, which may include portfolio strategists and investment management firms.
ROBERT E. LEGER, CLU, ChFC
- Evaluate your individual situation
- Assemble and monitor the mix of strategies and investment professionals
- Monitor your portfolio(s) and rebalance your portfolio(s) as needed
- Communicate with you regularly
PORTFOLIO STRATEGISTS
- Determine a broad mix of asset classes that best represents their strategy and your risk/return profile at any point in time
- Reallocate and rebalance their strategy to keep it aligned with your goals
INVESTMENT MANAGERS
- Research and identify opportunities in their specific area of expertise
- Maintain a disciplined investment process and consistent investment style
ABOUT INVESTMENT ADVISOR REPRESENTATIVES
Investment Advisor Representatives are considered fiduciaries. The fiduciary duty requires an investment adviser, by law, to act in the best interest of their clients, putting clients’ interests ahead of their own at all times. Under the fiduciary duty, an investment adviser must provide advice and investment recommendations they view as being in the best interest of the client. In addition to being obligated to put clients’ interests ahead of their own, fiduciaries must also adhere to the duties of loyalty and care. An investment adviser, subject to the fiduciary duty, is required to provide up-front disclosures to the client, before any contracts are signed to provide investment advice. They cover important topics such as the investment adviser’s qualifications, services provided, compensation, range of fees, methods of analysis, record of any disciplinary actions and possible conflicts of interest. An investment adviser who has a material conflict of interest must either eliminate that conflict or fully disclose to his or her clients all material facts relating to that conflict.
